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Writer's pictureTrevor Hardman

Why We Don’t Accept Insurance—and Why It’s Better for Your Health


At Endeavor Health Center, we’re committed to affordable, transparent, and patient-centered care—and that’s why we’ve chosen not to accept insurance. Here’s how this approach benefits our patients in St. Johns, making high-quality, proactive healthcare more accessible for everyone.


Transparent Pricing with Competitive Rates


Our pricing is straightforward and comparable to typical copays, so you know exactly what to expect—no surprise bills, hidden fees, or unexpected charges. In fact, we offer some of the most competitive rates in St. Johns, ensuring you get exceptional care at a clear, fair price. Without insurance restrictions, we’re free to spend more time with each patient, prioritizing quality and outcomes over quotas.


Affordable Wellness & Preventative Care in St. Johns


Most insurance plans only cover care when issues are serious, often leaving out essential wellness and preventative services. We believe you should have access to proactive care that keeps you healthy and addresses issues before they escalate. Our affordable rates allow you to make your health a priority now, not just when a referral is required. Investing in wellness can help prevent more serious (and expensive) health concerns later on.


More Personalized, Patient-Centered Care


By opting for direct payment, we’re able to offer a higher standard of service with fewer restrictions. This means more time for listening, assessing, and addressing your health concerns. Our care is designed around you, so you can achieve lasting wellness on your terms—without unnecessary barriers or rushed appointments.


Invest in Your Health, on Your Terms


Choosing a healthcare provider that doesn’t accept insurance isn’t just about finances—it’s about a commitment to better health. With transparent pricing, no referral requirements, and a focus on preventative care, we make it easy to take charge of your health affordably and proactively.

If you’re in the St. Johns area and ready to experience a different approach to healthcare, we invite you to schedule an appointment with us. We’re here to provide high-quality, patient-focused care that meets your needs and empowers you to live well every day.

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